About Us
We Simplify
Financial Decisions
CreditDeals is a global financial marketplace dedicated to bringing transparency to banking products. We help millions of users across the world find the best loans, credit cards, and insurance policies in just a few clicks.
Our Mission
To empower individuals with the tools and information they need to make smart, confident financial choices. We believe financial literacy and access to transparent comparisons should be available to everyone.
Why We Started
We noticed a gap in the market: too much jargon, too many hidden fees, and too little clarity. CreditDeals was born to change that—putting the user's needs first.
Built on Trust & Expertise
Unbiased Comparisons
Our algorithms rank products based on value to you, not just commissions.
User-First Approach
We design every feature to save you time, money, and stress.
Expert Verified
Our content is reviewed by financial experts to ensure accuracy.
Who Writes and Reviews Our Content
All reviews, comparisons and guides on CreditDeals go through a team of financial journalists, practicing lawyers and banking analysts. We do not publish sponsored content as editorial.
Editorial Principles
Transparent Commercial Model
CreditDeals earns referral fees from some lenders featured on this site — that's how we keep the service free. Our editorial rankings are calculated by a fixed scoring formula applied equally to all lenders regardless of their commercial relationship with us. Promoted placements are always clearly labelled.
Fact Checking
Rates, amounts and terms are verified against lender websites and official press releases. Every page is marked with a last-updated date.
Licensed Lenders Only
Only lenders registered with the NCR.
Rating Methodology
Each lender receives a composite score from 1 to 5, calculated from four groups of parameters:
- Conditions (35%) — APR, maximum amount, term, hidden fees and early repayment terms.
- Speed & Convenience (25%) — approval time, 100% online application, quality of personal account.
- Reliability (25%) — years on market, active NCR licence, not on the list of problem organisations.
- Customer Reviews (15%) — own reviews on CreditDeals + aggregated external reviews, filtered for spam.
Rating is recalculated monthly. Spotted an inaccuracy? Email editorial@creditdeals.io
This content is for informational purposes only and does not constitute financial advice. Actual loan terms may differ from those described. Please read your agreement carefully before signing. For disputes, contact your lender directly or the NCR.