Business Partners SME Loan

Business Partners provides finance from R500,000 to R50,000,000 per transaction.

Rates are risk-based and prime-linked (SARB prime ~11.75% p.a.), typically prime + 2%–6% depending on deal risk. Quasi-equity components may carry profit-sharing arrangements instead of fixed interest.

Not necessarily. Business Partners assesses future viability. A well-structured business plan demonstrating future profitability can qualify for finance even if the business is not yet profitable.

4–8 weeks from full document submission to a funding decision. The timeline depends on the complexity of the deal and completeness of documents provided.

Typically a combination of business assets (equipment, debtors' book), commercial property (if applicable) and personal surety from the business owner(s).

Yes. Business Partners Limited is a registered credit provider (NCRCP2) regulated by the NCR under the NCA, and an authorised financial services provider (FSP 26508) regulated by the FSCA.

Business Partners offers access to its Mentorship Programme, business advisory services, educational workshops, and an online library of business resources.

Business Partners assesses each deal on business viability rather than credit score alone. However, serious personal credit bureau defaults may negatively impact the assessment.

Business Partners primarily finances established businesses (2+ years of trading history). Startups with exceptional business plans, strong security and experienced entrepreneurs may be considered on a case-by-case basis.