Capitec Bank

Capitec Bank App 2026: Full Review, Download Links & Features

*This article was researched and written by Sarah Mitchell, Financial Analyst, Creditdeals.io. Published: 2026-01-01. Last updated: 2026-05-20.* *All rates and fees reflect Capitec Bank's published tariffs effective 1 March 2026. Interest rates are subject to change in line with South African Reserve Bank prime rate adjustments. Capitec Bank Limited — NCR registration NCRCP13 ([verify at ncr.org.za](https://www.ncr.org.za)) | FSCA FSP 46669 ([verify at fsca.co.za](https://www.fsca.co.za)) | Contact: 0860 10 20 43 | [www.capitecbank.co.za](https://www.capitecbank.co.za)* *> A credit card is a financial commitment. Ensure you can meet monthly repayments before applying. Interest accrues on unpaid balances. Please borrow responsibly.*