Wonga ZA
Wonga short-term loan South Africa: R500 to R8,000, APR from 60%, repayment 1 to 6 months. Instant decision, funds within 24 hours. Regulated by the NCR. Review on CreditDeals.
Wonga South Africa: Short-Term Loans up to R8,000 — Fast Approval, Money in Minutes
Wonga is one of South Africa's leading short-term lenders, registered with the National Credit Regulator (NCR) under the National Credit Act (NCA). Wonga offers online payday loans from R500 to R8,000 with transparent fees and no hidden charges. New customers can apply entirely online — no paperwork, no branch visits. Funds are transferred directly to your bank account within minutes of approval.
Why Choose Wonga South Africa?
Fast online application — approved in minutes
Apply from your phone or computer in under 5 minutes. Wonga's automated credit assessment system gives you a decision within minutes, 24/7.
Transparent cost — no hidden fees
Wonga displays the full cost of your loan upfront, including all fees and charges as required by the NCA. You always know exactly what you'll repay before you sign.
NCR-registered responsible lender
Wonga is a registered credit provider under the NCA, supervised by the National Credit Regulator (NCR). All lending practices comply with South African consumer protection legislation.
Flexible loan amounts and terms
Borrow from R500 to R8,000 for 4 to 36 days, tailored to your needs. The slider lets you see the exact repayment before committing.
Key Features Wonga South Africa
| Parameter | Value |
|---|---|
| Minimum loan amount | R500 |
| Maximum loan amount | R8,000 |
| Loan term | 4 to 36 days |
| APR (indicative) | Up to 843% p.a. (short-term) |
| Initiation fee | As per NCA regulations |
| Service fee | R60/month (NCA-regulated) |
| Decision time | Minutes |
| Minimum age | 18 years |
| Credit bureau check | Yes — TransUnion SA / Experian SA |
| NCR registration | NCRCP4592 |
| Rating | 4.0 / 5 |
| Regulator | NCR (National Credit Regulator) |
Apply for a loan — Quick Start
Ready to receive funds in your account today? The process is simple:
Open the Wonga website on your phone or computer
Use the loan slider to select your amount (R500–R8,000) and repayment date
Enter your personal details, South African ID number and bank account — takes about 5 minutes
Once approved and signed, funds arrive in your bank account within minutes
A typical Wonga South Africa loan is R1,500–R3,000 for 14–30 days — a short-term cash solution to bridge the gap before your next payday.
Contact Information Wonga South Africa
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Wonga ZA — Get Money Now
Wonga short-term loan South Africa: R500 to R8,000, APR from 60%, repayment 1 to 6 months. Instant decision, funds within 24 hours. Regulated by the NCR. Review on CreditDeals.