Capitec fixed deposit South Africa: from R10,000, interest rate up to 10.25% per year, terms 3 to 60 months. Protected by the Deposit Insurance Scheme. Review on CreditDeals.
| Parameter | Capitec Fixed Deposit | Access Bank South Africa | African Bank | GoTyme Bank South Africa |
|---|---|---|---|---|
| Rating | ||||
| Rate | 8.5% — 10.25% | 5% — 12.8% | 0.675% — 9.94% | 8.75% — 100% |
| Amount | R 10,000 — R 20,000,000 | R 3 — R 5,000,000 | R 1 — R 1,000,000 | R 3 — R 100,000 |
| Term | 90 — 1825 days | 90 — 1800 days | 90 — 1800 days | 90 — 360 days |
| Approval | High | High | High | High |
Note: Fixed-deposit interest rates change with market conditions and SARB monetary policy. Rates shown are indicative. Verify current rates in the Capitec app or at a branch before investing. Interest income may be subject to South African income tax above the SARS annual exemption.
Opened a 12-month fixed deposit with Capitec at 9.75%. The Deposit Insurance Scheme protects my money. The app makes it easy to track interest accrual. Will definitely renew when it matures.
Capitec fixed deposit South Africa: from R10,000, interest rate up to 10.25% per year, terms 3 to 60 months. Protected by the Deposit Insurance Scheme. Review on CreditDeals.
