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American Express Credit Cards South Africa

4.0 (140 reviews)

<!-- SECTION META --> <!-- Title: American Express Credit Card South Africa — Honest Review 2026 | Creditdeals.io --> <!-- Meta (158 chars): Honest 2026 review of the Amex Gold & Platinum credit cards in SA. Fees from R137/month, travel insurance up to R10 million, Membership Rewards. Read before applying. --> <!-- H1: American Express Credit Cards South Africa: Honest Review for 2026 -->

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*Article written by Sarah Mitchell, Financial Analyst, Creditdeals.io. Published: 2026-01-01. Last updated: 2026-05-20.* *Sources verified from: americanexpress.com/en-za, personal.nedbank.co.za, fsca.co.za, ncr.org.za. Fees based on the Nedbank/American Express Fee Schedule effective 1 January 2026.* *This article is for informational purposes only and does not constitute financial advice. Credit is extended subject to the National Credit Act, No. 34 of 2005. A credit card is a financial commitment — only apply if you can service the monthly repayments.*

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<!-- SECTION META --> <!-- Title: American Express Credit Card South Africa — Honest Review 2026 | Creditdeals.io --> <!-- Meta (158 chars): Honest 2026 review of the Amex Gold & Platinum credit cards in SA. Fees from R137/month, travel insurance up to R10 million, Membership Rewards. Read before applying. --> <!-- H1: American Express Credit Cards South Africa: Honest Review for 2026 -->