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CreditZA

4.0 (140 reviews)

Creditza is operated by Century Financial Services (Pty) Ltd, NCR-registered as NCRCP20970. Learn its history, regulatory status and how to verify the licence.

Creditza — Who Operates the Lender and Is It Licensed

Creditza (creditza.co.za) is a South African online short-term and instalment lending platform operated by Century Financial Services (Pty) Ltd, a company registered in South Africa under Company Registration Number 2023/140135/07. The lender is registered with the National Credit Regulator (NCR) under registration number NCRCP20970 and operates in full compliance with the National Credit Act 34 of 2005. All credit products offered through creditza.co.za are subject to the NCA's affordability assessment requirements, prescribed fee caps, mandatory pre-agreement disclosure, and credit bureau reporting obligations.

ChannelDetails
Phone021 054 1057
Emailinfo@centuryfinancialservices.net
Physical addressUnit 9, Monaco Square, 14 Church Street, Durbanville, 7550
Login / client portalhttps://creditza.co.za/login
Websitehttps://creditza.co.za/

Customer support is available during standard South African business hours (Monday to Friday, approximately 08:00–17:00 SAST). For urgent queries outside these hours, the online client portal and email remain available.

Reputation and Reviews

As a lender incorporated in 2023, Creditza is building its public review footprint. Third-party aggregators and independent review platforms note that Century Financial Services demonstrates the hallmarks of a responsible NCR-registered credit provider: a publicly stated NCR number, transparent fee disclosures on the website, and a DebiCheck mandate requirement that protects both borrower and lender from unauthorised deductions. The company actively promotes responsible lending practices and supports the fight against consumer over-indebtedness.

FAQ — About the Company

Is Creditza a legitimate, NCR-registered lender? Yes. Creditza is operated by Century Financial Services (Pty) Ltd, which holds NCR registration number NCRCP20970. You can verify this at the official NCR register on ncr.org.za.

Who owns Creditza? Creditza is a trading platform of Century Financial Services (Pty) Ltd (Company Registration No. 2023/140135/07), registered and based in South Africa.

Where is Creditza physically located? Unit 9, Monaco Square, 14 Church Street, Durbanville, 7550, South Africa.

How long has Creditza been operating? Century Financial Services was incorporated in 2023, making Creditza a relatively new but fully regulated entrant in the South African online lending market.

What law governs Creditza's loans? The National Credit Act 34 of 2005 (NCA) and its regulations, as enforced by the National Credit Regulator (NCR).

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Creditza is operated by Century Financial Services (Pty) Ltd, NCR-registered as NCRCP20970. Learn its history, regulatory status and how to verify the licence.