| Feature | LendPlus | Wonga SA | Lime24 | Boodle | Jabulani Money | FinChoice |
|---|---|---|---|---|---|---|
| Max amount (first) | R4 000 | R8 000 | R8 000 | R8 000 | R4 000 | R250 000 |
| Term | 5–41 days | up to 6 mo | up to 6 mo | up to 6 mo | up to 35 d | up to 36 mo |
| Decision | 15 min | minutes | minutes | minutes | 10–25 min | hours |
| Mobile app | iOS + Android | iOS + Android | Limited | Web | Web only | iOS + Android |
| NCR registered | Yes (NCRCP17814) | Yes | Yes | Yes | Yes | Yes |
LendPlus vs Wonga SA
Wonga has a higher first-time ceiling and stronger brand recall. LendPlus competes on app quality and TruID-driven verification, which removes the manual upload step.
LendPlus vs Lime24
Lime24 has a slightly broader range of first-loan amounts. LendPlus offers a more polished mobile-app experience with consumer-confirmed DebiCheck mandates.
LendPlus vs Jabulani Money
Both are NCR-registered short-term lenders with R4 000 ceilings. LendPlus's native apps and TruID integration give it a UX advantage for repeat borrowers.
Verdict
Choose LendPlus when you need a R500–R4 000 short-term loan, value a mobile app and want a streamlined re-application experience.