Supreme Finance is required by the National Credit Act to perform an affordability assessment and credit bureau check on every application. Applicants with adverse credit listings such as judgements or defaults may not qualify. However, borrowers with a limited credit history or minor historical arrears may still be considered depending on their current income and affordability. Contact a branch directly to discuss your individual circumstances.
Supreme Finance
Supreme Finance (Pty) Ltd: NCR CP 7342 and FSP 46666, registered credit provider and MFSA member. Loans from R500 to R20,000. Verify the licence and read the independent profile on Creditdeals.io.
Frequently Asked Questions
You need three items: your original South African Identity Document (green barcoded ID or smart card), three months' most recent payslips, and three months' most recent bank statements for your primary income account.
Supreme Finance offers personal loans from a minimum of R500 up to a maximum of R20,000. The exact amount approved depends on your income, existing debt obligations, and the outcome of the affordability assessment.
Branch applications are typically assessed on the same day, with some customers reporting approval within two to three hours. Online applications may take slightly longer depending on document verification.
Supreme Finance's publicly disclosed maximum APR is 32% per annum. No zero-rate or first-loan promotion has been confirmed as a standard product feature. Confirm current promotions directly with a Supreme Finance branch or via 0860 800 900.
The NCA limits certain rollover practices for short-term credit. Contact Supreme Finance on 0860 800 900 to enquire about restructuring or extending your loan term. All changes must comply with the NCA.
Contact Supreme Finance immediately on 0860 800 900. Under the NCA, you may be entitled to apply for debt review through a registered debt counsellor, which protects you from legal action while a restructured repayment plan is arranged. The National Debt Helpline is available at 0861 886 622.
Branch operating hours are typically Monday to Friday during standard business hours. Some branches in shopping centres may operate on Saturdays. The online application portal is accessible 24/7, but application processing occurs on business days only.
Debit orders can only be cancelled by contacting Supreme Finance directly — cancelling via your bank does not cancel your loan obligation and will result in a failed debit with penalties. Call 0860 800 900 to discuss your options.
Contact Supreme Finance on 0860 800 900 or via complaints@supremefinance.co.za to request the closure of your online account. Note that your credit agreement data is retained in line with legal record-keeping requirements and cannot be fully erased from credit bureau records.
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Supreme Finance — Get Money Now
Supreme Finance (Pty) Ltd: NCR CP 7342 and FSP 46666, registered credit provider and MFSA member. Loans from R500 to R20,000. Verify the licence and read the independent profile on Creditdeals.io.