| Feature | MoneyHello | Wonga SA | Lime24 | Boodle | FinChoice | Capfin |
|---|---|---|---|---|---|---|
| Type | Comparison | Direct | Direct | Direct | Direct | Direct |
| Min amount | R500 | R500 | R300 | R100 | R8 000 | R1 000 |
| Max amount | R250 000 | R8 000 (new) | R8 000 | R8 000 | R250 000 | R50 000 |
| Term | 3–72 mo | up to 6 mo | up to 6 mo | up to 6 mo | up to 36 mo | 6–12 mo |
| APR cap | 60% | NCA cap | NCA cap | NCA cap | NCA cap | NCA cap |
| Payout speed | Lender-dependent | Same day | Same day | Same day | 1–2 days | 1–2 days |
MoneyHello vs Wonga SA
Wonga SA is a direct short-term lender focused on smaller payday-style amounts. MoneyHello gives you Wonga-style speed plus access to longer-term personal-loan offers from other panel lenders — useful if your need is mid-term (R30 000+ over 24+ months).
MoneyHello vs FinChoice
FinChoice is a large direct lender for amounts up to R250 000. If you already know you want a long-term consolidation loan, FinChoice may quote you tighter. MoneyHello earns its keep by surfacing 3–5 alternative quotes you would not otherwise see.
Our verdict
Use MoneyHello as the first stop to learn what the market quotes you. Then negotiate directly with the winner.